Students should understand how wealth and income are at risk due to unexpected events. They should understand different ways to protect themselves or reduce risk.
What is risk? Discuss that risk is the chance of loss or harm. Students give examples of activities that are risky: riding a bike, skateboarding, etc. Students can learn about the basics of insurance by viewing Tedi Bear's Insurance Activity Book and the TDI page for kids |
PROTECTING AND INSURING
SS.4.FL.6.1 Explain that risk is the chance of loss or harm. SS.4.FL.6.2 Explain that risk from accidents and unexpected events is an unavoidable part of daily life. SS.4.FL.6.3 Describe ways that individuals can either choose to accept risk or take steps to protect themselves by avoiding or reducing risk. SS.4.FL.6.4 Discuss that one method to cope with unexpected losses is to save for emergencies. |
Decisionomics Activities for Protecting and Insuring
DECISIONOMICS ACTIVITY #1: During this activity, students will discuss the risks involved during a hurricane. First they will read the 4th grade passage on hurricanes in Florida. They discuss some of the risks of hurricanes. Then they will view some of the following primary source images of damage from the hurricane of 1921 (scroll forward to view the other images of the damage on Bayshore Blvd. After reading and viewing:
Making the Decision: Students make some decisions about things they would do to prepare for a hurricane. They weigh the costs and benefits of the different decisions.
Assessing Outcomes: What steps did you take to avoid risk? What happens if there is damage anyway? How can you save for emergencies? Consider other ways that you can protect yourself with insurance by viewing Tedi Bear's Insurance Activity Book and the TDI page for kids. For more information on insurance, view the PWC lessons.
DECISIONOMICS ACTIVITY #2: Do you practice safe surfing on the Internet? There are many risks involved. Participate in a shared viewing (like a shared reading, but with an interactive) of the Adventures of the Three CyberPigs. Students discuss the risks of sharing information online.
Making the Decision: Students make some decisions about things they would do to protect themselves online. They weigh the costs and benefits of the different decisions. For example, do they want to share photos? Do they want to post things online? Do they want to buy things online? Consider these decisions and the costs and benefits.
Assessing Outcomes: Consider your plan for online safety. Students create a blog post, infographic, or other multimedia response to illustrate their understanding.
- They discuss the loss or harm that could result during a hurricane.
- They understand how the risks from events like hurricanes or other accidents are part of life.
- Discuss how individuals can protect themselves by avoiding or reducing risk.
Making the Decision: Students make some decisions about things they would do to prepare for a hurricane. They weigh the costs and benefits of the different decisions.
Assessing Outcomes: What steps did you take to avoid risk? What happens if there is damage anyway? How can you save for emergencies? Consider other ways that you can protect yourself with insurance by viewing Tedi Bear's Insurance Activity Book and the TDI page for kids. For more information on insurance, view the PWC lessons.
DECISIONOMICS ACTIVITY #2: Do you practice safe surfing on the Internet? There are many risks involved. Participate in a shared viewing (like a shared reading, but with an interactive) of the Adventures of the Three CyberPigs. Students discuss the risks of sharing information online.
- What are some risky online behaviors?
- Discuss how individuals can protect themselves by avoiding or reducing risky behaviors online.
Making the Decision: Students make some decisions about things they would do to protect themselves online. They weigh the costs and benefits of the different decisions. For example, do they want to share photos? Do they want to post things online? Do they want to buy things online? Consider these decisions and the costs and benefits.
Assessing Outcomes: Consider your plan for online safety. Students create a blog post, infographic, or other multimedia response to illustrate their understanding.